Gap Insurance

With Gap, the difference between the actual cash value and the amount still owing on your loan or lease in the case of a total loss will be calculated to determine your settlement amount. You will be reimbursed the equivalent of any deductible paid up to $5,000. You can pay off your existing obligation and replace your lost vehicle right away!

Initial Payment Insurance

Your Down Payment or Initial Payment is fully covered for the first two years of your finance/lease contract up to $20,000. You have worked hard and saved up to get your initial payment. Now your payment will continue to work for you after a total loss.